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Renovate my home Find out about our latest home loan offers, including cash back bonuses when you’re refinancing on an eligible loan. If you’re looking to borrow more than $150,000 and have at least a 10% deposit or equity in your home, the Back to Basics Home Loan from Suncorp has all the great features you want in a mortgage - a competitively low interest rate, no fees and flexible payment options. 25% per annum (p. Loans must be established for a full 12 months and a maximum Loan to Value Ratio of 90% (Family-Pause) or 90% (Eco-Pause) applies. 78% per annum, with a 2. It's home loans have even been rated as some of the best around, with Suncorp having taken out two 2021 Mozo Experts Choice Home Loan Awards for best Packaged and Investor Home Loans. What is Lenders Mortgage Insurance (LMI)? In the event you are borrowing more than 80% of the value of a property from a Suncorp Bank, you will have to pay what’s called Lenders Mortgage Insurance (LMI). 25%, according to. A loan term is the length of time it takes for a loan to be completely paid off – assuming you make regular repayments over a period of years. PNC Bank – Best For Medical Professionals. Suncorp will be changing their existing rebate offer from A SINGLE REBATE to A PER APPLICATION BASIS: (i. Protect & maintain my home. Our Suncorp Bank Standard Variable Rate Home Loan is designed for borrowers who want the flexibility of a variable rate, and would like to take advantage of features like an offset loan or cashback facility. au (221 clicks) Last edited 14/01/2022 - 16:21 by 2 other users If you are looking to purchase or refinance a home with a $750,000 plus loan, this is a fantastic choice by scoring $3,000 cashback. LMI is a cost that protects the bank in the event you are unable to pay your mortgage. There are, however, some important considerations to get out of the way first which could influence the simplicity of it all. 14% p. Financial counselling Free help to sort out your money. 6. 1 Comparison rates are calculated on a loan amount of $150,000 for a term of 25 years. Suncorp has a loan package called the Deposit Kickstart Home Loan, which allows first-home buyers to get into the real estate market faster without needing a deposit using the help of a guarantor. Read full review. Brad owns a home worth $500,000 and owes $200,000 on the mortgage. 11% average rate a week earlier. a. Refinancing at a longer repayment term may lower your mortgage payment, but may also increase the total interest paid over the life of the loan. *Assumes LVR of <80% and that the loan is Principal and Interest. Queensland is doubling its First Home Owner Grant, taking the total to $30,000 for eligible first home purchases. When calculating your home loan interest, we’d add your Everyday Options Account balances together i. Convenience. 02%: Get $2,000 cashback for applications received by 30 June 2020 and settled by 31 August 2020. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Payment. 84%. Looking forward to working with Miguel again to refinance my home mortgage & remove our mortgage insurance. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. For a principal and interest home loan, you will be required to pay a minimum monthly repayment. Fast refinance is a process that allows borrowers to refinance their loan to a new lender without the existing bank having the chance to slow down the process. 11 is added to your loan balance. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Compare home loan rates from 25+ lenders and see if you can save. One of the latest deals is from Suncorp which has just rolled out a three-tiered cashback offer for eligible owner occupiers and investors, including a special for. Unlike a cash-out refinance, a cash-in refinance involves the borrower putting a large sum of money into the refinancing process rather than taking it out. Personal loans often have a lower interest rate than credit cards, and there is no need to provide collateral if you. *Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 60% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. Our Suncorp Bank Standard Variable Rate Home Loan is designed for borrowers who want the flexibility of a variable rate, and would like to take advantage of features like an offset loan or cashback facility. Features. By paying down a significant portion of your mortgage balance, you’ll reduce your loan-to-value ratio (LTV) and increase the amount of equity you have in your home,. Find a home loan that suits your needs in minutes. 40% to 1. If you have any questions about finishing a fixed rate home loan, call us on 13 11 55 and speak with a Home Loan Specialist. • $4,000 cashback for a new refinanced home loan of $1,000,000 or more, LVR ≤90%. The land title office in your state will have its own timeframe for amending your title. To refinance to ING you must have a LVR of 80% or less. Well, when you refinance your home loan with Suncorp Bank, you’ll enjoy: A great range of home loans Whether you’re looking for the flexibility of a variable rate, the certainty of a fixed. Limit of one $2,000 cashback payment regardless of the number of applications, applicants, properties or home loans involved per 12 month period. In some cases, a refinance may impact your eligibility for benefits under the Servicemembers Civil Relief Act or applicable state law. 1. Flagstar Bank – Best For First Responders, Active Military & Veteran Discounts. For example if you’re refinancing to get better valuesuncorp home loan cashback offer. 69% p. *. $2,293. 24% p. Returning documentation: Documents must be returned to FMS by Monday 11 December 2023 with no outstanding items for verification. On a 30-year, $500,000 interest-only home loan with a 5-year fixed rate of 5%, your repayments would be $2,083 in that initial interest-only period. Applicants must live in Australia and meet eligibility requirements. a. This is the multi-offset value that can then be subtracted from your $100,000 home loan when calculating interest. Refinance your home loan through SmartRefi, regardless if it's an HDB loan or a bank loan. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. from the Standard 3 Year Fixed Rate (currently 6. Split rate loans available. 33%. Plus 0% p. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. Review their. For example, you can refinance a 15-year mortgage to a 30-year loan to lengthen the term of your loan and make a lower payment each month. 1. Types of Home Loans from Suncorp Bank. Try using the Suncorp Home Loan Repayment Calculator to see how much you could be paying off your mortgage each month. Excludes pre-approvals, or refinances of an existing Suncorp Bank home loan, homes under construction at the time of the loan application, Suncorp Bank add loans and non-individual borrowers (such as loans in company names). Principal and Interest repayments. - $3,000 cashback: For eligible refinancers on loans over $750,000 with an LVR below 90%. 4 out of 5 stars from 79 genuine reviews on Australia's largest opinion site ProductReview. 6. After comparing the loan fees and repayments, you apply for a new 3-year loan and borrow $15,000. Suncorp Metway: Suncorp’s pre-approvals go to a file owner but not to a credit officer for formal assessment. Please check with your state’s land title office to. $99 first year fee, reverts to $129 thereafter. BankWest: $10,000 per annum. Owner Occupier (P&I repayments) and Residential Investment loans, with LVR up to 80%. The package fee will be deducted from the loan proceeds at settlement, and charged to the package home loan on the first business day of the loan anniversary month. For example, let’s say you’re five years into a. All assistance is 100% obligation-free - there's no cost or commitment. Automatically track your home loan against daily market rates and refinance at the right time in just 3 steps. Please see below for Suncorp's current variable rates on Better Together Home Loan: What home loan(s) you can refinance to CommBank Faster funding Saves time No additional CommBank settlement fees when you choose FASTRefi® FASTRefi® reduces the time to fund your new home loan, meaning you can start enjoying the benefits of your new home loan sooner. Specialist fixed-rate lenders:. comparison rate*). ). Finding out if you could save. You have the option of borrowing up to 90% of the home's value. Suncorp Bank has launched a home loan refinance cashback offer of up to $4,000 for health, education and emergency services. 9 (562) Professional Partners 5. When you sell or refinance, you need to discharge your loan. Find out what options are available so you can renovate your current home and turn it into your dream home. 5. Average interest rate September 2023 5. Take out a home loan with a minimum size of $400k and maximum LVR of 80% (to receive $2K cashback) Take out a home loan with a minimum size of $700k and maximum LVR of 80% (to receive $3K cashback)The average variable interest rate loan in Finder's database is 6. Refinance your eligible home loan of $250,000+ and 80% or less LVR and get $2,000 cashback (T&Cs apply) with ANZ’s Simplicity PLUS Home Loan Special Offer. Business Lending Products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 Australian Credit Licence number 229882 (“Suncorp Bank”). 14% p. Existing lending ≥$150,000 and new equity lending between $10,000-$25,000 and borrowings ≤80% of the security property value (LVR) inclusive of lenders mortgage. The Suncorp cashback will be paid to you within 1-2 months from the settlement date. A rate-and-term refinance can also be used to get rid of mortgage. Back to Basics Home Loan; Back to Basics Variable Rate is Suncorp Bank’s low-rate, low-fee, flexible home loan product. 1 Comparison rates are calculated on a loan amount of $150,000 for a term of 25 years. Refinance your home loan through SmartRefi, regardless if it's an HDB loan or a bank loan. Refinance your eligible home loan of $250,000+ and 80% or less LVR to ANZ and you could get up to $2,000 cash disclaimer to spend on whatever you like. a. 4 per cent and Bendigo 2. 79% When calculating your home loan interest, we’d add your Everyday Options Account balances together i. Email address. Borrowing Power Calculator. com. 2 Owner Occupied Professional Package variable rate, $1,000,000 and above, LVR ≤60%, P&I repayments. a. home loans. a. The key features under this relatively basic offering for owner occupier loans are focused on pricing. Get answers to your home lending questions, no matter how big or small. Protect & maintain my home. Check rates or apply for a home loan. Home Loan Experts. Harrison Astbury. a. a. By delaying everyone who discharges a loan by a week or two, they make significantly more in interest. ^^Discounted rate is only available for new Personal/Owner Occupied or Investment loans taken out as part of the. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. Enquire online Check interest rates. Eligible borrowers can get their annual. The home loan refinancing cashback will be paid into a Bank of Melbourne transaction account within 60 days of. It is available on owner-occupied and investor loans where repayments are either. edited 2014-Nov-28, 5:53 pm AEST. Apply online in minutes. This is a review only. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Our experienced team are happy to answer any of your questions and you're under no obligation to choose to us for your loan. A cashback offer can sound very tempting. Advertised rates include Nov RBA rate increase. Additional benefits, including no establishment fee, with Home Package Plus. Interest rates and discounts are. New Home Loans >= $150,000 and Loan to Value Ratio (LVR) must be as stated. By the end of your 3-month holiday, you will owe an extra $4,617. All rates are valid until withdrawn and are subject to change. Find out about our latest home loan offers, including cash back bonuses when you’re refinancing on an eligible loan. Change Your Loan Term. Suncorp takes a personal approach to their customers enquiries and needs always courteous, polite and friendly mannerisms. 8 per cent. *Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 60% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. suncorp cashback mortgage. For a low annual fee you’ll receive a large interest rate discount, waived fees on many bank products, discounted insurance and a 100% offset account. If you’d like to speak to someone straightaway, please call 13 11 55 Mon-Fri 8am-7pm and Sat-Sun 9am. The Home Loan Key Facts Sheet provided is based upon the information entered into the generator by the user. Homeloans Ltd Discharge Form: to receive your personal discharge form. Convenience. Get discounted rates upfront on eligible loans (T&Cs apply). Current mortgage interest rates in Nevada. # Comparison rate: Comparison rate calculated on a loan amount of $150,000 for a term of 25 years. Great serviceability for investment loans. The land title office in your state will have its own timeframe for amending your title. Gateway Credit Union – Free for properties valued over $1 million (the cost will be rebated at settlement). Interest-only option available on some loans. Suncorp has excellent specials with their 3-year and 5-year fixed. Suncorp, which has a much larger insurance business, last year signed a deal to sell its bank to ANZ for $4. Contact us to discuss the option that best meets your needs. Best mortgage lenders for seniors. Because fixed rates are lower now, your lender is offering a fixed rate of 5. — arranging to refinance an existing home loan; — accessing equity built up in an existing residential property; and/orBy signing this form, all Borrower(s) & Guarantor(s) acknowledge that they have read and understood all information in this Home Loan Servicing Request and agree to be bound to all conditions outlined in the 'Borrower and Guarantor Acceptance' section upon Suncorp Bank approving my/our request. If the details aren’t on the discharge request, call your lender and find. comparison rate) and is available to existing. You will be on the CelebRATE tier. Available on home loans with our Advantage Package ($395 annual package fee) and our Basic Home Loan (no annual fee). A rate which is designed to better reflect the cost of the loan by factoring in some of the associated fees (e. It offers variable and fixed rate home loans, and customers have the option of paying principal & interest, or interest-only. Best for a no-frills lender: Better. Package their new Standard Variable or Fixed Rate home loan (new borrowing’s over $150,000) with our Everyday Options transaction bank account as part of our Home Package Plus; Combine a Back to Basics home loan (new borrowing’s over $150,000) with our Everyday Options transaction bank account. While there is a $395 yearly service fee, owner occupiers with an LVR below 80% can receive a variable. According to the Mortgage and Finance Association of Australia’s (MFAA) latest Industry Intelligence Service (IIS) report, it revealed that the major banks and regionals owned by the major banks gained market share as a result of a reduction in other types of lenders, white label loans, credit unions and mutuals and international bank segments. You can then choose to pay now, schedule a repayment in the future or set up recurring repayments. 74%: 3. Hi OzBargainers, I hope everyone is keeping well! Suncorp have just advised us of a new REFINANCE rebate effective today (02 May 2023). O. Name the goal. Use our refinance calculator to find your rate. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. ) x 2 x $400,000 = $4,000 break fee. These investment home loan rates are based on data from Rate City and Mozo, sourced in December 2022, based on a loan amount of $500,000 and a minimum. The Suncorp Back to Basics Home Loan offers a low variable rate in exchange for a no-frills home loan with some basic yet important features. a. What home loan(s) you can refinance to CommBank Faster funding Saves time No additional CommBank settlement fees when you choose FASTRefi® FASTRefi® reduces the time to fund your new home loan, meaning you can start enjoying the benefits of your new home loan sooner. a. As homeowners look for opportunities to take advantage of competitively low-interest rates, Suncorp Bank has today announced it will waive annual package fees for customers who refinance their home loan to Suncorp. After this time, it would increase to $2,923. View more Home Loan FAQs. 85% p. This estimation takes approximately 2 minutes to complete and will also tell you if you could be eligible for the First Home Buyers Grant in your state. 05 % pa: Nil: Nil: Apply. Buy my next home. Discover How this Home Loan Calculator Can Give You an Indication as to How Much You may Borrow, Your Repayment Estimates and Even How Much You Can Save. There is often a penalty fee, which is set by each bank or lender, and usually costs $1-200. About this loan What are the features and benefits of the Suncorp Home Package Plus Fixed Home Loan? Loan to value ratio (LVR). Home Loans. 3x properties with $500,000 debt will equate to a $9,000 refinance rebate). Year 3. 41% with 0. Option to add an offset for 0. Currently, they are offering a Refinance Cash Bonus. Suncorp Commercial offers a simple process and good interest rates for small commercial loans up to $1 million. • $3,000 cashback for a new refinanced home loan of $500,000-$999,999, LVR ≤90%. Owner Occupied. g. Talk to a home loan expert. * Comparison Rate 6. Plus, it has great features like free extra repayments and redraw facilities. Initial monthly repayment. Rates listed on Canstar’s home loans database show that, on average, the interest rates for investment loans will tend to be higher than those charged on owner-occupied loans. The second benefit is the waived establishment fee on a linked mortgage offset account. In this option, a homeowner’s original loan is paid off by a new mortgage loan, with a new rate and set of terms. a. Advertiser disclosure. $34,341. • $4,000 cashback for a new refinanced home loan of $1,000,000 or more, LVR ≤90%. Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. 5. 13% p. 77%. Below is the latest list (as of October 2023) of lenders that are currently offering cashback for refinancing. On top of that, all this is usually accompanied with a reduction from a range. In some cases, our lenders can even approve your new home loan on. Only one $2K cashback offer available per primary applicant within a 12 month period. Know the costs associated with refinancing. 85%, could save $269 per month in repayments, or $3,228 in just a year. It offers a wide variety of mortgage programs like VA, construction, commercial, and investment. Pay no annual fee for the life of the loan on an eligible new home loan package of ≥$150K. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. comparison rate. 6. Suncorp Bank has announced new interest rates for home loan and savings customers following the Reserve Bank of Australia’s decision on Tuesday, 6 June 2023. a. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. Bridging loans are generally offered for periods up to 6 months, though in some cases lenders may offer a bridging period of up to 12 months. (1. 4. Starting at 1. HPP Fixed Rates Special Offers valid 20 October 2023. suncorp home loan contact. 89% p. The current average rate for a 30-year fixed mortgage is 7. For example if you’re refinancing to get better value Quick steps to complete and eSign Suncorp cashback online: Use Get Form or simply click on the template preview to open it in the editor. We offer a range of business loans and finance options. For fixed-rate or combination of fixed-rate and 3-Month Compounded SORA packages, please complete the Contact Us form here so that our Home Loan Specialists can be in touch with you within the next business day. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. Your borrowing capacity relates to your current financial situation, including your income, financial commitments and regular expenses. e. Here are the current mortgage rates, as of Nov. Suncorp has signed an agreement to sell its banking business to ANZ. 3 per cent of the mortgage market, while Suncorp has 2. (if applicable) Name of applicant. Variable Rate. Existing lending ≥$150,000 and new equity lending between $10,000-$25,000 and borrowings ≤80% of the security property value (LVR) inclusive of lenders mortgage insurance (if. With $3,000 cash when they refinance to a Suncorp BankProducts and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Discounted Back to Basics Variable Rate with Better Together Special Offer. The Suncorp cashback will be paid to you within 1-2 months from the settlement date. Get a personalised snapshot of your mortgage, by entering your property details. Home loan information and interest rates are for new loans only and are subject to change. comparison rate) on. Current 20-Year Refinance Rates. The lowest 30-year refinance rate will largely depend on your financial profile, market conditions and the lender. Rate is for new loans only and are subject to change. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. Receive 120,000 bonus Suncorp Credit Card Rewards Points when you spend $3,000 on Eligible Transactions in the first 90 days from approval. Mozo snapshot. Read and accept the Declaration. Occasionally runs no application fee or waived first-year package fee offers. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Home Package Plus (HPP) Standard Variable Special Offers valid 20 October 2023. New to Bank Loans ≥$150k Rates for Owner Occupied loans with Principal and Interest Repayments Net Interest Rate* Comparison Rate#. Mortgage Refinance Costs. Use the Suncorp App. Create this form in 5 minutes! Use professional pre-built templates to fill in and sign documents online faster. They don’t rent out the home or use it for investment purposes. ). Unlike an ‘add’ loan, which increases the amount of your current home loan, an equity loan is a separate loan. Other rates include a standard variable and a fixed rate option. New Home Loans >= $150,000 and Loan to Value Ratio (LVR) must be as stated. It’s simple & convenient to manage your home loan with the following helpful information, tools & services. # Discounted Back to Basics Variable Rate with Better Together Special. We take your loan amount, add the total estimated amount of interest we charge over the life of the loan, apply the annual rate discount that increases every year (up to 30 years), and then divide that total up into a monthly amount, based on the length of your loan term. After. Best for reverse mortgages: American Advisors Group. For that you would. It offers a 2. Discounts: Competitive professional package interest rates available. Back; Travelling Overseas;. To Switch Mortgage Types. suncorp home loan servicing request form. a. $0 set up or ongoing fees to pay. HSBC, Macquarie Bank and Suncorp also recently announced cuts which will take their respective fixed loan rates to new lows, though none of the three lenders will be adjusting variable rates - at least, for now. At 12% over 4 years, your old car loan repayments were $527. What is a home loan or mortgage? A home loan or mortgage is a loan from a bank or other financial institution to buy, build, refinance, or renovate a residential property. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. $2,651. comparison rate*) Find out more. For more information on this offer, chat to one of our friendly Mobile Lenders ! Talk to a home loan expert. Suncorp's home loan rates are quite competitive, especially its package home loans. e. Variable rate. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Employee Refinancerloans @ Refinancer Loans on 14/01/2022 - 10:34 suncorp. 00% and you have $400,000 remaining on your loan. The interest rates and fees and charges are those that apply as at the date of production of the Key Facts Sheet. 7. First name. How long does it take to refinance a home loan? On average, you can expect the entire refinancing process to take anywhere from 3 days to 6 weeks depending on the lender and the complexity of the loan. Refinance rates and mortgage purchase rates are often the same, though refinance rates can occasionally be higher. a. Step 2 – Settlement All relevant parties will work together to arrange a convenient settlement day and time. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. com. Talk to a home loan expert. Read full review. This increase means that for every $100,000 of loan balance remaining on. Price. The interest rates and fees and charges are those that apply as at the date of production of the Key Facts Sheet. Get answers to your home lending questions, no matter how big or small. Confused about when to refinance your home loan and how you can benefit from it? Check out these 10 questions that you can ask. Reverts to cash advance rate. Number Of Borrowers * Borrower 1. Other benefits can include access to discounted insurance, up to 20% off your first year’s premium on new to Suncorp Home, Landlord and/or Contents insurance policies. (5. This offer is for new owner occupier Owner occupier An owner-occupier owns the home they live in which is used as their primary residence. Example: Brad wants access to his equity. Foreign Tax Liability Self Declaration - Entities. Talk To Us At +65 8769 5300. Launch the Suncorp App. Mo. Interest Rate. 2. For joint applications, only one cashback payment will be paid to the primary applicant. A home loan will have a loan term (usually between 8-30 years), which can have the option of principal and interest or interest only repayments. Compare today's mortgage and refinance rates, November 20, 2023 - Rates down. At the expiry of the 3 Year Fixed Rate Term, the loan will revert to the applicable Standard Variable Rate advertised at the time (currently 8. Refinance New Home Lending. For joint applications, only one cashback payment will be paid to the primary applicant. call 1300 889 743 phone GET A. Payable on each loan application and will be charged only once where there are multiple facilities requested as part of the same loan application. Fee free redraw from your loan using online banking. Step 2 – Settlement. 0. au has rolled out a new green loan product to encourage homeowners to make energy-efficient improvements in their homes. First home buyer: 85% of the property value. 00% p. A certificate of currency will most commonly include: Name of the insured party: The correct names of the insured party, i. au. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. 13% p. No monthly or ongoing fees. Suncorp Bank has launched a home loan refinance cashback offer of up to $4,000 for health, education and emergency services workers with eligible home loans. 0 (602) Loan Studio 4. Chase – Best For Relationship. Standard Variable Home Loan: 8. Paid defaults less than $500 accepted. We’ll reply within two hours or by the next. Enjoy discounts with our Wealth Package, saving money to pay off your loan. 100% of commission/bonus income is used in serviceability.